Healthy Paws Pet Insurance is a first class pet insurance firm rated very high due to its history of having excellent customer care service, good annual deductible, and benefits that are unlimited over a pets lifetime. They also offer flexible plans that allow pet owners to choose how much they want to pay by deciding their annual deductible and the percentage that will be reimbursed.

Monthly cost: The monthly cost is about $15 -$90 depending on the breed, location, age of pet and choice of deductible and reimbursement. 

Animal Covered: Healthy Paws provide insurance coverage for dogs and cats

Coverage plans: Healthy Paws have simple plans that provide coverage for accidents and illnesses with no annual, per incident or lifetime payout limits. Treatments covered: Accidents, Hereditary Conditions, Congenital Conditions, Chronic Conditions, Cancer, Diagnostic, Treatment, X-Rays, Blood Tests, Ultrasounds, Surgery, Hospitalization, Prescription Medications, Emergency Care, Specialty Care, and Alternative Treatment.

Exclusions: This insurance plan does not cover pre-existing conditions, examination fees, annual check-ups, vaccination, and teeth cleaning.

Waiting periods: Accident and illness attract a waiting period of 15 days, 15 days for cruciate ligaments and 12 months for hip dysplasia.

Payout limits: There is no per-incident annual or lifetime limits

Deductible: $250, $500, or $750 are available

Age Limit: the earliest you can normally enroll is 8 weeks. The maximum age you can enroll your pet is 14 years old for cats and dogs. Once enrolled with Healthy Paws, you have coverage for the life of your pet.

Finally, Healthy Paw is rated the best pet insurance in 2018. Therefore if you need a pet insurance with lots of positive review and comprehensive coverage for your animals, your best is to choose Healthy Paw.