Founded by veterinarian Dr. Jack Stephens, the "father" of the pet insurance industry in North America. Pet Best insurance is a highly rated pet insurance firm that provides insurance coverage for dogs and cats in all parts of the United States and has paid over $150 million in claims since 2005.
Pet’s Best insurance covers more than 90% of your pet's unexpected veterinary costs with flexible coverage options and no annual or lifetime limits. This insurance firm is rated 9.6 out of 10 on Trustpilot and has been highly recommended by veterinarians across the U.S.
With Pets Best Insurance, you rest assured of exceptional coverage, 24 hours customer’s services, unlimited accident and illness plans, wellness plans, and accurate claim processing. What makes Pets Best Insurance stand out is that they offer the most comprehensive coverage available in the industry.
Animal’s covered: Pets Best provides insurance coverage for Dogs and Cats. With this, pet owners can pay for unexpected accidents and illnesses for their dogs and cats
Monthly cost: Pets Best Monthly Premium is calculated based on these four factors.
· Your location
· Your pet's age
· Your pet's breed
· Your selected deductible and reimbursement level
Coverage: Pets Best offers a wide range of choices plus two optional routine care plan and specified coverage plan. The insurance coverage includes the following:
BestBenefit Accident and Illness Plans: This insurance plan provides a comprehensive pet coverage that takes care of actual veterinary bills for unexpected incidents like emergencies and illnesses. This plan can also be customized to meet the insurance need of your cat or dog at your budget. Best Benefit Insurance plan covers the following:
Ø Accidents such as car accident, broken bones, lacerations poisoning, and foreign object ingestion that leads to surgery. It also includes accidents that take place while in the line of service of hunting.
Ø Illnesses such as cancer, diabetes, arthritis, allergies, cruciate ligament injuries, skin and ear infections, urinary tract infections, and epilepsy.
Ø Cancer: Including coverage for blood work, MRIs, surgery, medication, and chemotherapy.
Ø Hereditary conditions such as hip and elbow dysplasia, luxating patella, cherry eye, IVDD, Wobbler Syndrome, glaucoma and epilepsy.
Ø Emergency care, hospitalization, and surgery: Surgeries include operations to remove foreign bodies like swallowed socks, surgeries for mass removals, and more.
Ø Prescription medications: Most plans cover prescription medications.
Ø Ongoing & chronic conditions
Ø Diagnostics like exams, blood work, MRIs, CAT scans, pathology reports, and X-rays.
Accident and Illness Plans: Pets Best Accident and Illness insurance coverage includes the following
Ø Exam fees: This includes examination fees paid when your pet is seen by a licensed veterinarian for covered accidents and illnesses.
Ø It also includes coverage for acupuncture and chiropractic treatments administered by a licensed veterinarian.
Ø Physical rehabilitation such as hydrotherapy, cold laser, and physical therapy.
Ø Prescription medication
Accident Only Coverage: Pets Best Accident Only plan are created for people who are on a limited budget and want to get insurance coverage for broken legs, accidental swallowing and snake bites. However, this plan does not cover medical issues such as cancer or illnesses which are covered under the Best Benefit Accident and Illness Plans. Pricing for Accident only plan is $9 per month for dogs and $6 per month for cats, for all breeds and ages.
Routine Care Coverage: Pets Best Routine Care Coverage for cats and dogs helps the pet owner to pay for regular pat visits, routine checkup, dental cleaning and blood work. It is an excellent way to budget for your pets medical expenses ahead of time. Pets best provide two tiers of routine care coverage that can be added to any of the pet health insurance plans for an additional premium at the time you enroll, within 30 days of enrolling, or at your annual renewal.
Exclusions: Things not covered under Pets best insurance includes the following:
Ø Pre-existing conditions: These consists of any injury or illness that begins before your policy becomes effective or during your waiting period.
Ø Preventive procedures: Best Benefit plans do not cover preventative care or elective care such as anal gland expression and removal, tail docking, ear cropping, nail trimming, feline declawing, dewclaw removal.
Ø Parasites: Testing, treatment, and prevention of parasites are not included. Limited coverage for parasite testing and prevention is available with Best Wellness plan.
Ø Non-veterinary expenses such as taxes, administration fees, waste disposal fees, transportation fees, shipping and handling fees, bathing, grooming, and any service not performed under the supervision of a licensed veterinarian.
Ø Herbal, holistic therapy: Herbal, holistic, and experimental therapies and medications are not covered. However, chiropractic care, acupuncture, cold laser therapy, physical therapy, and hydrotherapy are not considered to be holistic or experimental and are covered.
Payout Limits: $5000 -Unlimited annual limit, depending on your chosen plan.
Deductible: $50 - $1,000 annually.
Age Limits: Pet must be at least seven weeks old to enroll.
Waiting Period: Waiting periods are based on the effective date, usually the day after enrolling:
Ø 14 days for illness claims
Ø 3 days for accident claims
Ø 0 days for routine care
Finally, if you need an outstanding pet insurance firms that provide affordable but versatile insurance coverage for your pets then your best option is opting for Pets Best insurance.
With over $150 million claims paid already, excellent customer service, and 9.6 out of 10 on Trustpilot, Pets Best which is highly recommended by veterinarians across the U.S has so many positive reviews online. It is indeed a great option for every pet owner.